• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Any editable section on the Exam Bulletin has been updated.
• Any editable section on the Exam Bulletin has been updated.
• Any editable section on the Exam Bulletin has been updated.
• Any editable section on the Exam Bulletin has been updated.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.
• Continuous filing dates have been added.

Upcoming Filing Cutoff Dates:

• 10/31/2025
• 11/28/2025
• 12/31/2025
• 1/30/2026
• 2/27/2026
• 3/31/2026
• 4/30/2026
• 5/29/2026
• 6/30/2026
• 7/31/2026
• 8/31/2026
• 9/30/2026
• 10/30/2026
• 11/30/2026
• 12/31/2026

Examination/Employment Application (STD 678) must be received or postmarked by the filing date indicated above. Applications postmarked, personally delivered or received via interoffice mail after the filing date will be processed in the next group.

Persons who meet the minimum qualifications as stated on this announcement may apply to take this examination.  Applications must include: specific “to” and “from” dates (month/day/year), specific hours worked and civil service class title(s), for all work experience.  Resumes will not be accepted in lieu of a State Application (STD 678).

Continuous testing cut-off dates will be the last business day of each month no later than 11:59 p.m. Pacific Time on the final filing date specified on the examination announcement.

Applicants must have a permanent civil service appointment with the California Department of Insurance within three years of the final filing date in order to take this examination. This is a Departmental Promotional examination for the Department of Insurance (CDI).  Employees who have limited-term appointments in the department for which the examination is being given (provided they have had a permanent appointment and no subsequent break in service) are allowed to participate in departmental promotional examinations in CDI.  

The information below will help you determine which classification(s) is(are) appropriate for you. Applicants must meet the Minimum Qualifications as stated on this bulletin to compete in this examination.

Promotional Examination(s):

• SENIOR INSURANCE RATE ANALYST - Promotional

In addition to meeting the Minimum Qualifications, competition is limited to individuals who meet at least one of the following filing criteria:

• 1. Have a permanent civil service appointment with a promotional testing department (see Testing Departments), or
• 2. Are current or former employees of the legislature for 2 or more years as defined in Government Code 18990, or
• 3. Are current or former non-elected exempt employees of the executive branch for 2 or more consecutive years as defined in Govt. Code 18992, or
• 4. Are persons retired from the United States military honorably discharged from active duty with a service disability or honorably discharged from active duty as defined in Government Code 18991. Applicants must provide a copy of discharge papers (DD 214) for verification purposes at the time of application.

Under certain circumstances other employees may be allowed to compete under provisions of Rules 234, 235 and 235.2. California Code of Regulations Rules 233, 234, 235.2 and 237 contain provisions regarding civil service status and eligibility for promotional examinations.

For all Classifications, once you have participated in any of the following examinations, you may not recompete for 12 months:

Exam Code(s):

3143

For SENIOR INSURANCE RATE ANALYST, once you have participated in any of the following examinations, you may not recompete for 12 months:

Exam Code(s):

• EX-03143

EMAILED APPLICATIONS ARE PREFERRED.  Submit your completed EXAMINATION/EMPLOYMENT APPLICATION (STD 678)  along with any required educational documentation (if applicable) via email at CDIExaminations@insurance.ca.gov Application must include Exam Code EX-3143 SENIOR INSURANCE RATE ANALYST and your current email address.

Applications may also be delivered in person or by mail. Incomplete applications will not be accepted. Once your application has been verified as meeting the requirements for admittance to the examination, you will receive the Training and Experience Assessment test link and instructions by email only. Please be sure to include your current email address on your application.  

The Examination/Employment Application (STD. 678) is available through your CalCareer Account or the internet at https://jobs.ca.gov/pdf/STD678.pdf.

EMAIL SUBMISSION:

SUBJECT LINE: EX-3143 SENIOR INSURANCE RATE ANALYST

EMAIL ADDRESS: CDIExaminations@insurance.ca.gov

Submitted no later than 11:59 p.m. Pacific Time by the cut-off date specified on this examination announcement.  

FAILURE TO SUBMIT ANY OF THE REQUIRED DOCUMENTATION LISTED ABOVE MAY RESULT IN DISQUALIFICATION FROM THIS EXAMINATION

Applications will be accepted on a continuous basis. Do not submit applications to the California Department of Human Resources (CalHR.).  If you are personally delivering your application, you must do so between the hours of 8:00 a.m. and 5:00 p.m., Monday through Friday, excluding holidays to the same street address as listed above.

Completed applications and all required documents must be received or postmarked by the cut-off date in order to be considered for the current month. If an application is received after the cut-off date with a late or missing postmark, the application is considered late and will be included in the next cut-off date for processing. It is the applicant’s responsibility to submit their application on time and to ensure the envelope is postmarked if applying by way of U.S. mail or contains proof of timely deposit with a parcel delivery or courier service. Dates printed on Mobile Bar Codes, such as the Quick Response (QR) Codes available at the United States Postal Service (USPS), are not considered postmark dates for the purpose of determining timely filing of an application.

Submit an Examination/Employment Application (STD 678) to apply for this examination.

Electronic applications can be submitted through your account at www.CalCareers.ca.gov.

You may apply by mail to:

• Examinations
  Department of Insurance
  California Department of Insurance
  Human Resources Management Division
  300 Capitol Mall, 13th Floor
  Sacramento, CA 95814
  

Indicate the Examination Code and Classification(s) on your Examination/Employment Application (STD 678).

You may drop off your application and any applicable or required documents at:

• Department of Insurance
  California Department of Insurance
  Human Resources Management Division
  300 Capitol Mall, 13th Floor
  Sacramento, CA 95814
  8:00 AM - 5:00 PM

Indicate the Examination Code and Classification(s) on your Examination/Employment Application (STD 678). All applicants must provide proof of identification. Accepted forms of identification are: 1) a photo identification card or 2) two forms of signed identification.

If you require assistance or alternative testing arrangements due to a disability, indicate on your application that you need reasonable accommodation. You will be contacted by a representative of the testing department to make the necessary arrangements. If you have not been contacted by the time you receive notification of testing, please contact the testing department listed in the Contact section of this bulletin.

If you are unable to submit your application or complete the test due to a disability, please contact the testing department listed in the Contact section of this bulletin.

All applicants must meet the education and/or experience requirements as stated on this exam bulletin to be accepted to the examination.

Either I

Experience: One year of experience in the California state service performing the duties of an Associate Insurance Rate Analyst.

Or II

Experience: Four years of varied experience in one or a combination of the following fields:

In a responsible position preparing, analyzing, applying, or reviewing insurance rates and rating plans in a governmental agency exercising supervision over insurance rates or in a rating or other insurance organization establishing or analyzing rates. or

In a responsible position underwriting insurance risks, or analyzing, establishing, or preparing rates or rate filings for a licensed insurance company. or

3. As a rate analyst in a general consulting practice establishing or analyzing rates or rating plans or as a life or casualty actuary establishing or analyzing rates or rating plans.

[Achievement of a qualifying professional designation or graduate degree each can be substituted for one year of the required experience, up to a maximum of two years. Qualifying designations and degrees are: (1) A Chartered Property Casualty Underwriter, Certified Insurance Examiner, Accredited Insurance Examiner, or other similar professional designation from the Insurance Institute of America or other organization accorded similar standing by the insurance industry, or (2) A graduate level degree from a collegiate-grade institution in insurance, law, statistics, actuarial science, business or public administration, or other related field.]

and

Education: Equivalent to graduation from college, preferably with a major in business, economics, English, finance, insurance, mathematics, political science, statistics, accounting, or other related field. (Additional qualifying experience may be substituted for the required education on a year-for-year basis.)

This examination consists of the following component(s):

A final score of 70% must be attained to be placed on the eligible list.

The examination consists solely of a Training and Experience Evaluation. To obtain eligibility, a minimum score of 70% must be received. Applicants will receive their score within 2-4 weeks after submission date.

Instructions on how to complete the Training and Experience Evaluation will be emailed out to each candidate who meets the minimum qualifications. Written notifications will be emailed within 2 weeks after receipt of your application.

In addition to evaluating the applicant's relative knowledge, skill and ability as demonstrated by quality and breadth of education/experience, emphasis in each test component will be on measuring competitively, relative to job demands, each applicant's:

Knowledge of:

1. Research techniques and methods, basic personal and business finance principles, and professional writing protocols.

2. Insurance company practices and policies in regard to ratemaking, income and expense accounting, underwriting, rating, policy maintenance, and recordkeeping.

3. Advanced principles of insurance.

4. Complex risk analysis, rating plans, rate making, rating systems, and classification.

5. Insurance law.

Ability to:

1. Gather and analyze data, reason logically, draw valid conclusions, and make appropriate recommendations.

2. Read comprehensively, and participate effectively in conferences and interviews.

3. Communicate effectively and write in a clear, concise, and professional manner.

4. Establish and maintain effective working relationships and work in a team environment.

5. Apply knowledge of computer applications including word processing, electronic mail, internet, and spreadsheet software.

6. Organize, prioritize, and accomplish multiple tasks concurrently.

7. Be flexible and responsive to changing priorities and assignments.

8. Analyze rating plans and rating systems.

9. Analyze situations accurately and adopt an effective course of action.

10. Develop and maintain cooperative professional relationships.

11. Participate in Department projects involving members of other units or organizations.

12. Work independently.

13. Make critical analyses of rates, rating plans, and rating systems and report findings competently.

14. Work as a leader in a team environment.

15. Delegate assignments and monitor progress of tasks.

16. Serve as a mentor for staff.

17. Employ negotiation skills.

18. Effectively manage changing priorities and assignments.

19. Lead Department projects involving members of other units or organizations.

20. Train staff.

A Departmental Promotional eligible list for the SENIOR INSURANCE RATE ANALYST Classification will be established for:

• Department of Insurance

The names of successful competitors will be merged onto the eligible list(s) in order of final score regardless of test date. Eligibility expires 12 months after it is established. Applicants must then retake the examination to reestablish eligibility.

Veterans' Preference is not granted for promotional examinations.

Career Credits are not granted for examination(s) administered on an Open basis or a Promotional basis.

• Department of Insurance

Questions regarding this examination should be directed to:

California Relay Service: 1-800-735-2929 (TTY), 1-800-735-2922 (Voice). TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device.

Examination and/or Employment Application (STD 678) forms are available at the California Department of Human Resources, local offices of the Employment Development Department, and through your CalCareer Account (www.CalCareers.ca.gov).

If you meet the requirements stated on this examination bulletin, you may take this examination, which is competitive. Possession of the entrance requirements does not assure a place on the eligible list. Your performance in the examination described in this bulletin will be rated against a predetermined job-related rating, and all applicants who pass will be ranked according to their scores.

Department of Insurance reserves the right to revise the examination plan to better meet the needs of the service, if the circumstances under which this examination was planned change. Such revision will be in accordance with civil service laws and rules and all applicants will be notified.

General Qualifications: Applicants must possess essential personal qualifications including integrity, initiative, dependability, good judgment, the ability to work cooperatively with others, and a state of health consistent with the ability to perform the assigned duties of the class. A medical examination may be required. In open examinations, investigation may be made of employment records and personal history and fingerprinting may be required.

Eligible Lists: Eligible lists established by competitive examination, regardless of date, must be used in the following order: 1) sub-divisional promotional, 2) departmental promotional, 3) multi-departmental promotional, 4) service-wide promotional, 5) departmental open, 6) open. When there are two lists of the same kind, the older must be used first. Eligible lists will expire in one to four years unless otherwise stated on the bulletin.

High School Equivalence: Equivalence to completion of the 12th grade may be demonstrated in any one of the following ways: 1) passing the General Education Development (GED) Test; 2) completion of 12 semester units of college-level work; 3) certification from the State Department of Education, a local school board, or high school authorities that the competitor is considered to have education equivalent to graduation from high school; or 4) for clerical and accounting classes, substitution of business college work in place of high school on a year-for-year basis.

Accepted applicants must provide proof of identification at each in-person test session. Acceptable identification consists of a photo identification card or two forms of signed identification.