• Continuous filing dates have been added.
• Please be aware that the communication method of exam notifications under How to Apply Section has been updated. 

Upcoming Filing Cutoff Dates:

• 5/15/2026

Examination/Employment Application (STD 678) must be received or postmarked by the filing date indicated above. Applications postmarked, personally delivered or received via interoffice mail after the filing date will be processed in the next group.

Testing is considered continuous as Examination Applications (STD. 678) will be accepted on a continuous basis. Please see the cut-off date for this administration and additional cut-off dates can be set at any time as departmental needs warrant.

Please note:  All candidates must submit Examination/Employment Application (STD 678). Employment History on the STD 678 (State Application) must be complete and include dates, accurate hours per week, total time worked, duties and responsibilities, and contact names and phone numbers of supervisors. Resume will not take the place of the required Examination/Employment Application (STD 678). Applicants who fail to submit a completed STD 678 (State Application) will be disqualified.

Individuals who meet the minimum qualifications (Requirements for Admittance to the exam) listed below and who have not tested for this classification within the last 6 months. 

The information below will help you determine which classification(s) is(are) appropriate for you. Applicants must meet the Minimum Qualifications as stated on this bulletin to compete in this examination.

Open and Open, Non-Promotional Examination(s):

• HOUSING FINANCE OFFICER (RENTAL) - Open

For all Classifications, once you have participated in any of the following examinations, you may not recompete for 6 months:

Exam Code(s):

4182

For HOUSING FINANCE OFFICER (RENTAL), once you have participated in any of the following examinations, you may not recompete for 6 months:

Exam Code(s):

• EX-04182

Submit an Examination/Employment Application (STD 678) to apply for this examination.

Electronic applications can be submitted through your account at www.CalCareers.ca.gov.

You may apply by mail to:

• Joanna Wu
  California Housing Finance Agency
  Human Resources
  500 Capitol Mall
  Suite 1400, MS 1410
  Sacramento, CA 95814
  

Indicate the Examination Code and Classification(s) on your Examination/Employment Application (STD 678).

You may drop off your application and any applicable or required documents at:

• California Housing Finance Agency
  Human Resources
  500 Capitol Mall
  Suite 1400 MS 1410
  Sacramento, CA 95814
  8:30 AM - 5:00 PM

Indicate the Examination Code and Classification(s) on your Examination/Employment Application (STD 678). All applicants must provide proof of identification. Accepted forms of identification are: 1) a photo identification card or 2) two forms of signed identification.

Specify on your application that you are applying for Housing Finance Officer (Rental) EX-04182.

Note: to take this examination, you must provide an email address on your application. If you do not have an email address to provide, contact the exam analyst at (916) 326-8007.

The Training & Experience (T&E) exam link or attachment will be sent to the email address you provide. All examination notifications (including the T&E link/attachment) will be sent by email.

It is anticipated that candidates who meet the minimum qualifications for this examination will be sent an email after two weeks from the cut-off date that they submitted their applications, which will contain the instructions and the link to complete the online Training & Experience (T&E) examination.

The following items must be submitted with your Examination/Employment Application form. Failure to submit these items may result in rejection of your application.

• Transcript (Official or Unofficial)

If you require assistance or alternative testing arrangements due to a disability, indicate on your application that you need reasonable accommodation. You will be contacted by a representative of the testing department to make the necessary arrangements. If you have not been contacted by the time you receive notification of testing, please contact the testing department listed in the Contact section of this bulletin.

If you are unable to submit your application or complete the test due to a disability, please contact the testing department listed in the Contact section of this bulletin.

All applicants must meet the education and/or experience requirements as stated on this exam bulletin to be accepted to the examination.

Unless otherwise stated in the Minimum Qualifications, qualifying experience may be combined on a proportionate basis if the requirements stated below include more than one pattern and are distinguished as "Either" 1, "or" 2, "or" 3, etc. For example, applicants possessing qualifying experience amounting to 50% of the required time of Pattern 1 and additional experience amounting to 50% of the required time of Pattern 2 may be accepted to an examination as meeting 100% of the overall experience requirement.

Either I

Experience:  One year of experience in the mortgage operations of the California Housing Finance Agency at a level of responsibility equivalent to that of a Housing Finance Specialist.

Or II

Experience: Five years of mortgage loan experience, including one year of responsibility at the management level in a commercial bank, mortgage bank, savings and loan association, State housing finance agency, or in a closely related institution, one year of which must have involved multiunit mortgage loan experience. (A Master's Degree in Planning, Economics, Business, Government, Finance, or a related field may be substituted for one year of the required experience.) and

Education:  Equivalent to graduation from college, preferably in planning, economics, business, government, finance, or a related field. (Additional qualifying experience may be substituted for the required education on the basis of one year of experience equals two years of college education.)

This examination consists of the following component(s):

A final score of 70% must be attained to be placed on the eligible list.

This examination will consist of Training & Experience only. In order to obtain a position on the eligible list, a minimum rating of 70% must be attained. Candidates who do not complete or submit the T&E by the due date will be disqualified.

In addition to evaluating the applicant's relative knowledge, skill and ability as demonstrated by quality and breadth of education/experience, emphasis in each test component will be on measuring competitively, relative to job demands, each applicant's:

Knowledge of:

• The policies and operations of the California Housing Finance Agency;
• Real estate transactions, including appraisal and property evaluation techniques;
• The mortgage loan market and basic mortgage loan procedures, especially multiunit dwelling commercial and conventional loan procedures;
• Methods, principles, terminology used in appraising, buying, selling, financing, leasing, repossessing, and managing real property;
• Factors affecting property values and real estate trends,
• Mortgage credit requirements;
• Local rental markets;
• Affirmative marketing procedures and policies;
• Federal subsidy programs.

A Departmental Open eligible list for the HOUSING FINANCE OFFICER (RENTAL) Classification will be established for:

• CA Housing Finance Agency

The names of successful competitors will be merged onto the eligible list(s) in order of final score regardless of test date. Eligibility expires 24 months after it is established. Applicants must then retake the examination to reestablish eligibility.

Veterans' Preference will be granted for this examination. Veterans' Preference is an assistance program for veterans, veteran widows and widowers, and spouses of 100% disabled veterans who seek employment with the state. Veterans' Preference is also extended to currently serving military members nearing their retirement or separation date.

You are not eligible for Veteran's Preference if you are:

• A veteran who has been dishonorably discharged or released.
• A veteran, widow or widower of a veteran, or spouse of a 100 percent disabled veteran who currently has permanent civil service status. (Permanent civil service status is the status of an employee who is lawfully retained in his/her position after completion of the applicable probationary period. This does not include limited term).

Veterans' Preference is codified in Government Code Sections 18973 – 18979.

Veteran status is verified by the California Department of Human Resources (CalHR). Directions to apply for Veterans' Preference are on the Veterans' Preference Application (Std. Form 1093), which is available at www.CalCareers.ca.gov, and the Department of Veterans Affairs.

Career Credits are not granted for examination(s) administered on an Open basis or a Promotional basis.

• CA Housing Finance Agency

Questions regarding this examination should be directed to:

California Relay Service: 1-800-735-2929 (TTY), 1-800-735-2922 (Voice). TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device.

Examination and/or Employment Application (STD 678) forms are available at the California Department of Human Resources, local offices of the Employment Development Department, and through your CalCareer Account (www.CalCareers.ca.gov).

If you meet the requirements stated on this examination bulletin, you may take this examination, which is competitive. Possession of the entrance requirements does not assure a place on the eligible list. Your performance in the examination described in this bulletin will be rated against a predetermined job-related rating, and all applicants who pass will be ranked according to their scores.

CA Housing Finance Agency reserves the right to revise the examination plan to better meet the needs of the service, if the circumstances under which this examination was planned change. Such revision will be in accordance with civil service laws and rules and all applicants will be notified.

General Qualifications: Applicants must possess essential personal qualifications including integrity, initiative, dependability, good judgment, the ability to work cooperatively with others, and a state of health consistent with the ability to perform the assigned duties of the class. A medical examination may be required. In open examinations, investigation may be made of employment records and personal history and fingerprinting may be required.

Eligible Lists: Eligible lists established by competitive examination, regardless of date, must be used in the following order: 1) sub-divisional promotional, 2) departmental promotional, 3) multi-departmental promotional, 4) service-wide promotional, 5) departmental open, 6) open. When there are two lists of the same kind, the older must be used first. Eligible lists will expire in one to four years unless otherwise stated on the bulletin.

High School Equivalence: Equivalence to completion of the 12th grade may be demonstrated in any one of the following ways: 1) passing the General Education Development (GED) Test; 2) completion of 12 semester units of college-level work; 3) certification from the State Department of Education, a local school board, or high school authorities that the competitor is considered to have education equivalent to graduation from high school; or 4) for clerical and accounting classes, substitution of business college work in place of high school on a year-for-year basis.

Accepted applicants must provide proof of identification at each in-person test session. Acceptable identification consists of a photo identification card or two forms of signed identification.