The California Department of Insurance (CDI) was created in 1868 as part of a national system of state-based insurance regulation. The insurance market place has changed dramatically over time, but consumer protection continues to be the core of CDI's mission.
Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. All of CDI's functions, including overseeing insurer solvency, licensing agents and brokers, conducting market conduct reviews, resolving consumer complaints, and investigating and prosecuting insurance fraud, are to protect consumers.
Our nearly 1,400 dedicated employees work diligently to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud.
CDI’s shared core values of Integrity, Dedication, Accountability, Adaptability, and Teamwork serve as our foundation. They embody who we are as an organization, what we believe in, and where we are going. As public servants, we strive to adhere to these core principles and reflect them in our interactions with each other, our stakeholders, and all Californians.
Policy & Legislation Branch
Health Actuarial Office
(Headquartered in Los Angeles)